Short of winning the lottery, it takes planning and preparation to build a healthy financial future. More than half of Americans want to improve their credit, but how?
It may sound stressful to begin financial planning, but with a few simple adjustments you can start making headway on your goals through the end of the year.
Checking your credit score on a regular basis is the first step. It is vital to know where you currently stand.
A 2018 survey shows that fewer than half of Americans have a plan in place to improve their credit, even though one of the most important first steps in getting your finances in order is to know your score. Once you become aware of your credit score you can take advantage of one of the many tools available to help you boost it.
The Chase Credit Journey is an easy to use platform which sends you alerts about any major changes to your score as well as weekly updates. It also has the ability to show you projections of your future credit score after paying off debt to offer some hope and create a financial goal.
It’s a good time to review your finances and adjust your plan to meet your goals. Whether you want to get out of debt, buy a house, start a family, or simply start saving more, it’s important to know where you are headed and how to get there. With the help of a financial expert and a few quick tips, you can jumpstart your credit, and develop a new way to approach finances to finish the year strong.